Home Page  
Financial Calculators 
Loan Application 
Contact Us 
Service Center Locations 
Privacy Statement 
Security Statement 

Secure Data Encryypted Network Solutions

Attention!!! : Please note that we have updated our disclosures page. My Postal Credit Union wishes to keep our members informed.

Online Banking Help: If you are having trouble logging in to your online banking please click the following link for help. You may also take a look at our question and answer document for more information here. Please also note beginning January 12, 2016, only the current version of Internet Explorer available for a supported operating system will receive technical support and security updates. Microsoft recommends that customers running older versions of Internet Explorer upgrade to the most recent version, which is Internet Explorer 11 on Windows 7, Windows 8.1, and Windows 10.

For a complete list of browser/OS combinations supported after January 12, 2016, please see the
Microsoft Support Lifecycle FAQ for Internet Explorer.

ATTENTION IMPORTANT NOTICE : In an effort to reduce fraudulent transactions, PIN numbers will be required to make  any purchases at drug stores and discount variety stores. My postal credit union apologizes for any inconvenience  this may cause. Please contact us with any questions or concerns at (248)-332-4000.

EZ-online Banking is Here!!!

My Postal Credit Union is proud to announce the addition of online banking to the list of services we offer to our membership.  It is a easy and convenient way to conduct your financial affairs.  Just click on the Icon  and enter your 4 digit account number and the last four digits of your social security number for your password.  If you  are a new member or one transferring over from the Macomb County Postal Credit Union, please call (248) 332-4000 for a password. Once your have entered, be sure to change your password immediately.

Multi-Factor Authentication

We take your online security seriously.  Therefore, we are utilizing a security feature called Multi-Factor Authentication on our Home Banking Site.

This security feature works 24/7 to protect your Home Banking account, even when you are not online.  It helps against fraudulent log-on attempts like "Phishing" and identity theft.

When you enroll, the system will randomly assign you a secret image, which you can change after you log on to your account.  You will also select a phrase that will appear under the image on your Home Banking site.

The combination of the image and phrase is only known to you and the system.  When you see your personalized image and phrase, you can be assured that you are logging on to our actual Home Banking site.

The security system also checks the computer that you are using to access your Home Banking account.  If the system does not recognize your computer during a future log-on attempt, it will take additional steps to verify your identity.


Our Staff

Connie Jones - CEO, Luchia Yancy - Office Manger,

Kathy LaPorte - MSR, Danielle Keyes - MSR, Amanda Stamper -MSR

How to Use PostalEase

The PostalEase telephone system and web site provide a convenient, confidential, and secure way for U.S. Postal Service employees to enroll, make changes to, or terminate many of their employment benefits. These include Health Insurance, Thrift Savings Plan and Direct Deposits. If you have access to PostalEase on the Intranet (from the blue page) or at an Employee Self-Service Kiosk (available in some facilities), or utilizing the telephone by calling PostalEase at 1-877-477-3273. It is important to remember one must have a Pin Number to utilize PostalEase.


Clarence Cameron, Chairman of the Board

Your VISA account information is now available from our Web Page.  You can check your balances, transactions and other valuable information.  Simply click on the ezCardInfo link above and follow the instructions.

 Hours of Service

Our office located inside the west door of the Main Post Office in Pontiac at 735 W. Huron St. Pontiac, MI will continue to be open from 08:30 a.m. till 16:30 p.m. Monday - Friday.  In addition, our members can continue to be served at any of the 21 locations of the Family Service Centers with hours of 09:00 a.m. to 19:00 p.m. Monday - Friday and 09:00 a.m. to 14:00 p.m. on Saturday.  





Is offering PCS Calling Plans for Credit Union Members

10% discounts on all monthly recurring Sprint PCS charges

Number portability

Coast to Coast coverage

Simplified calling plans

National rates with no roaming or long distance charges

Existing Sprint PCS customers can also save

Plus, current Sprint PCS promotions

For the exclusive Credit Union Member and Employee Plan, visit your loacal Sprint store or call: 877.SAVE.4.CU and mention "Credit Union Member Discount".

or visit Sprint on-line by clicking on the icon below. 


Member Cellular Discounts with Sprint


 Alert! Important Notice to Debit Cardholders


Change to MasterCard rules found on your Electronic Funds Transfer Disclosure.

The new MasterCard liability rules make the following revisions effective October 17th, 2014:
.               The Zero liability rule will now apply to all transactions conducted with a MasterCard branded card.  Previously, zero liability only applied to Point of Sale transactions.
.               A cardholder will not be liable for any unauthorized transaction, as long as,  1(the cardholder has exercised reasonable care in safeguarding the card from risk of loss or theft , and  2) upon becoming aware, promptly reporting the loss or theft to the issuer.
Previously, if the above conditions were not met, your liability was limited to a maximum of $50.00 for transactions conducted by the unauthorized use prior to your notification to us. This maximum of $50.00 has been removed.


Sallie Mae Coming Soon!  

 Benefits and features of the
Sallie Mae Smart Option
Student Loan® program include:

  • Competitive fixed interest rates in addition to low variable interest rates providing even more choice and flexibility
  • Borrow up to 100% of school certified education costs ($1.000 minimum)
  • Multiple in-school repayment options available
  • Borrower benefits available - like rewards and interest reductions
  • Rates that reward credit worthy borrowers
  • Fast online application.
  • 24/7 online account management



Featured Consumer Articles


New Car Special !!!  

as low as


 2.20%/APR 2.20%

for up to 60 months.

Used Cars as low as

4.00%/APR 4.00%

Why go anywhere else,

Help Us Help You.



My Postal Credit Union has partnered with the Michigan First Mortgage to meet all of your mortgage needs. Just call Jeff McGee at (248)- 666-2700 or fax (248)-331-4909




Accidental Death & Dismemberment Coverage. Claim it now.





Thrift Savings Page


Get rid of your high interest credit card balances!!!

Talk to us





New 9.99% APR

rate on our VISA Gold

Card.  Why pay more, call us today.

The credit union is currently offering very competitive rates on Certificates of Deposit.

Call us for today's rates.

We currently offer ATM Cards.

 Save up to $ 400.00 on your monthly bills just by being a Credit Union member!

As a credit union member you can save money on your personal insurance. As a member, you can buy your automobile and home owners coverage at special group discount rates. And your policies will be underwritten by Citizens Insurance Company of America, a company with over 80 years of experience.  Click on the above icon or go to www.hanniganinsurance.com and save.

 Debit Cards

are now available!!!

My Postal Credit Union is now offering to its membership our new MasterCard Debit Card.  If interested in this card please contact the credit union at (248) 332-4000 and we will send you an application.  Please, when asked credit or debit, respond with credit.  This will help save both you and the credit union.


SecureCode- Demo

Please note that the above picture link is being updated and will not be accessable until October 29, 2015.

Are you a new Debit Card holder??

Do you Shop Online?

 Register now with MasterCard SecureCode to enhance the safety and security of shopping online.  MasterCard SecureCode makes it easy to enjoy shopping on the internet!  There's no downloading, no software, no cost - just state of the art security. Just click on the above link to sign up.


Looking for a new car?
Save on car insurance with trustage or roadside assistance with CU Road Pal!


Accident Coverage from Aflac….Because an average 2,360 disabling injuries occur every hour during the year*

Our accident insurance policy features emergency treatment, initial hospitalization, and accident-death and –dismemberment provisions with cash benefits sent directly to you (unless you tell us otherwise).So don’t let an accident or injury trip up your financial resources. Contact your Aflac agent today for all the benefit details on how we can help you get back on your feet.


*Source: Injury Facts, 2005-2006 Edition, National Safety Council




TruStage Insurance Agency





Locations:      735 W. Huron St. 

                       Pontiac, MI 48341                                                       

About Us


My Postal Credit Union was established in 1928, making it one of the oldest State Chartered Credit Unions in Michigan. It has faithfully served its membership throughout its history. In 2005 we merged with the Macomb County Postal Employees Credit Union. We would like to take this opportunity to inform you that we have recently received approval from the State of Michigan to expand our field of membership to include active and retired Postal & Federal employees who live or work in Oakland, Livingston, Macomb, Genesee, Huron, Sanilac, Lapeer and Saint Clair  counties of the State of Michigan. This includes their immediate family members.

My Postal Credit Union
735 W. Huron Street
Pontiac, Michigan 48343
(248) 332-4000